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Welcome to the World of Al-Futtaim Credit Cards

Introduced in July 2015 in partnership with FAB (NBAD is a trademark owned by First Abu Dhabi Bank), and available in MasterCard Platinum and MasterCard World Elite variants, the Al-Futtaim Credit Card is an exceptional co-brand card developed to provide experiential benefits, savings, and specialized seasonal offers across Al-Futtaim brands, and on domestic and international spends. The features and benefits of the Al-Futtaim Credit Card complement the cardholder’s aspirations.

Al-Futtaim Credit Card is one of the ‘fastest growing retail co-brand card’ in the region according to MasterCard. In 2016, MasterCard awarded the Al-Futtaim Credit Card the ‘Excellence Award’ at the MasterCard Innovation Forum in Budapest.

Other features of the Al-Futtaim Platinum and World Elite Credit Cards include:


Card Benefits
World Elite
No Annual Fee: The Al-Futtaim Credit Cards are free for life with unlimited supplementary cards for your immediate family members.
Easy payment plan: Shop now, pay later with a 12 month 0% Easy Payment Plan on purchases starting from AED 500 at Al-Futtaim showrooms, after sales, and other stores. See store for more details.
0% Balance Transfer: Transfer your outstanding balances from any other bank’s credit cards to your Al Futtaim Credit Card within 90 days from the card account opening date, and enjoy 0% interest rate for up to 12 months with no processing fee. Subject to Terms and Conditions.
Al-Futtaim Stars: Earn rewards on all your purchases, domestically and internationally. Your rewards (Al-Futtaim Stars) can be redeemed at Al-Futtaim Brands point of sale (see store for details), for Etihad Guest Miles, Emirates Skywards Miles or as statement credit.
At Al-Futtaim Showrooms and Stores: 5% rewards value anywhere else: 1% rewards value
At Al-Futtaim Showrooms and Stores: 5% rewards value anywhere else: 1% rewards value
Complimentary Airport Transfer Services: Enjoy complimentary Airport Transfer Services from Abu Dhabi and Dubai when you use your Al-Futtaim Credit Card to book your tickets.
2 services per calendar year
8 services per calendar year
Airport Lounge Access: Enjoy unlimited complimentary airport lounge access by simply presenting your Al-Futtaim Credit Card.
UAE, Saudi Arabia, Kuwait, Jordan and Egypt
800+ Airport Lounges Worldwide
Meet and Greet Service: Enjoy access to quick check-in, fast track through immigration facilities and Meet and Greet Services at Dubai and Abu Dhabi airports, every time you use your Al-Futtaim Credit Card to purchase your tickets.
Lifestyle Concierge Service: Experience 24/7 access to exclusive privileges such as curated spa offerings, personal travel advisors and expert assistance.
Access to Fitness First Clubs across the UAE at AED 30 per visit: Minimum spend of AED 2,000 per calendar month is required for the customer to enjoy this feature.
4 visits per calendar month
8 visits per calendar month
Enjoy movies from just AED 10 on weekdays and from AED 20 on the weekends: Offer valid at Cine Royale and Oscar Cinema (Abu Dhabi & Al Ain) and Reel Cinemas (Dubai) when you spend a minimum of AED 2,000 in a calendar month.
8 tickets across all participating cinemas per month
Benefits from Al-Futtaim Brands: Benefit from specially selected offers and benefits across a wide range of products and services such as lifestyle, travel, education, food and beverage, groceries and more!
Offers from FAB: Enjoy a wide range of exclusive offers at selected merchants covering lifestyle, dining, travel and retail outlets. Please visit to learn more.
Additional Information
For additional information about the Al-Futtaim credit card, please visit the product specific pages on
Bill payment options: Pay your card bill across any of FAB network of ATMs and branches in the UAE, or via FAB Online, or at any Al Ansari Exchange branch.

To Apply for the Al-Futtaim Credit Card:
     600 56 6223   

       SMS ‘AF” to 2121

Eligibility: (subject to Bank’s credit policy criteria)

Income criteria with salary transfer to FAB (NBAD or FGB): AED 5,000 p.m.
Income criteria with salary transfer to other Banks: AED 8,000 p.m.
Income criteria for Al-Futtaim MasterCard World Elite: AED 40,000 p.m.
Applicant must have a valid UAE Residence Visa and valid Emirates ID at the time of application.

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