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Introducing Al-Futtaim NBAD Credit Cards


Al-Futtaim and National Bank of Abu Dhabi (NBAD) have partnered to create the co-branded Al-Futtaim NBAD Platinum Credit Card and Al-Futtaim NBAD World Elite Credit Card.

The Al-Futtaim NBAD Credit Cards provide you with a range of rewards and benefits across all Al-Futtaim showrooms and stores, along with the security and convenience you would expect from NBAD.



Other features of the Al-Futtaim NBAD Platinum and World Elite Credit Cards include:

Card Benefits


World Elite

No Annual Fee: The Al-Futtaim NBAD Credit Cards are free for life with unlimited supplementary cards for your immediate family members.

Easy payment plan: Shop now, pay later with a 12 month 0% Easy Payment Plan on purchases over AED 1,000 within all Al-Futtaim’s showrooms and stores.

Low monthly interest rates: Al‑Futtaim NBAD Cardholders can also benefit from one of the lowest interest rates in the UAE, at only 1.66% per month (or 19.9% per year).

Complimentary 0% Balance Transfer: Transfer your outstanding balances from any other bank’s credit cards to your Al‑Futtaim NBAD Credit Card within 90 days from the card account opening date, and enjoy 0% interest rate for up to 12 months with no processing fee.

Al-Futtaim NBAD Stars: Earn rewards on every purchase, and as an introductory offer*, earn double Al-Futtaim NBAD Stars on your purchases at Al‑Futtaim showrooms and stores. Al-Futtaim NBAD Stars can be redeemed for Etihad Guest Miles, Emirates Skywards Miles or to settle the monthly Al‑Futtaim NBAD Credit Card bills.

At Al‑Futtaim Showrooms and Stores: 4% rewards value anywhere else: 2% rewards value

At Al‑Futtaim Showrooms and Stores: 4% rewards value anywhere else: 2% rewards value


Complimentary Airport Transfer Services: Enjoy complimentary Airport Transfer Services from Abu Dhabi and Dubai when you use your Al-Futtaim NBAD Credit Card to book your tickets.

2 services per calendar year

8 services per calendar year

Airport Lounge Access: Enjoy unlimited complimentary airport lounge access by simply presenting your Al-Futtaim NBAD Credit Card.

UAE, Saudi Arabia, Kuwait, Jorda and Egypt

500+ airport lounges across 100 countries

Meet and Greet Services: Enjoy access to quick check-in, fast track through immigration facilities and Meet and Greet Services at Dubai and Abu Dhabi airports, every time you use your Al-Futtaim NBAD Credit Card to purchase your tickets.


Lifestyle Concierge Service: Experience 24/7 access to exclusive privileges such as curated spa offerings, personal travel advisors and expert assistance.

Access to Fitness First Clubs across the UAE at AED 15 per visit: Minimum spend of AED 3,000 per calendar month is required for the customer to enjoy this feature.

4 visits per calendar month

8 visits per calendar month

Enjoy movies from just AED 5 at Cine Royal and Oscar Cinema (Abu Dhabi & Al Ain) and from AED 10 at Reel Cinemas (Dubai) and Oscar Cinema (Sharjah).

8 tickets across all participating cinemas per month

Benefits from Al-Futtaim Brands: Benefit from specially selected offers and benefits across a wide range of products and services such as lifestyle, travel, education, food and beverage, groceries and more!

Offers from Al-Futtaim & NBAD: Enjoy a wide range of exclusive offers at selected merchants covering lifestyle, dining, travel and retail outlets. Please visit to learn more.

Security and Convenience

Extended Warranty: Enjoy extended warranty for a 12 month period beyond the manufacturer warranty on your Al-Futtaim NBAD Credit Card purchases.

Bill payment options: Pay your card bill across any of NBAD’s network of ATMs and branches in the UAE, or via NBAD Online, or at any Al Ansari Exchange branch.

Purchase Protection: All purchases on your Al-Futtaim NBAD Credit Card are automatically covered for up to 90 days from the purchase date.



  • Al-Futtaim NBAD Platinum Credit Card: AED 5,000 (Basic monthly salary and fixed allowances)

  • Al-Futtaim NBAD World Elite Credit Card: AED 40,000 (Basic monthly salary and fixed allowances)

  • Applicant must have a valid UAE Residence Visa

To know more:

SMS ‘AF’ to 2050, call 800 2211 or visit

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